Auto Finance Center Near Jacksonville, AR

Our Finance Professionals at Petrus Auto Sales Are Ready to Help You

Choosing a new or used vehicle from our lot near Jacksonville, AR, can be a lot of fun, but deciding how to pay for it is sometimes difficult. Picking colors and taking models from our new inventory out for test drives is a lot more exciting, than poring over figures and comparing purchase options. That's where the finance center at Petrus Auto Sales comes in. Our finance professionals make choosing how to pay for your new or used vehicle easy. They will explain your options and answer your questions, and they will always strive to get you behind the wheel sooner rather than later.

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Why Choose Our Finance Department?

Our finance professionals understand that you make a major commitment when you sign an auto loan or lease contract, so they will make sure that you know all the relevant facts before they hand you a pen. They will take their time when they go over the figures, and they will do all they can to get you a competitive rate on your lease or finance agreement. We work with several lenders near Pine Bluff and around the country, and we know what each of them looks for when they evaluate credit applications. Our finance professionals will work hard to bring you competitive and versatile options. They will do everything they can to put you behind the wheel, even if other dealers have let you down.

New and Used Vehicle Financing

Partnering with a lot of lenders gives our finance professionals options. Some banks offer lower rates when applicants have high credit scores, while other lenders are more concerned about factors, like the applicant's employment history and time on the job. Before they submit your credit application, our finance professionals will study it closely to determine which bank will offer the most attractive terms. This kind of attention to detail sets our finance department apart, and it's the reason why so many residents trust us, when they buy a vehicle from our dealership.

New Vehicle Leasing

Many drivers choose to lease rather than buy new vehicles, because monthly lease payments are usually lower than loan payments and few leases require a down payment. You'll also get to enjoy driving a new vehicle around White Hall, AR, and beyond. Lenders are less willing to extend credit when applicants don't put any money down, which is why qualifying for a lease can be more difficult than qualifying for a loan. Our experienced finance professionals are on your side, if you plan to lease your next car, SUV or pickup truck.

Financing versus Leasing

Monthly lease payments are based largely on depreciation, which is why cars and trucks that hold their value well tend to cost less to lease. Leasing may be a good idea for you, if you don't drive very many miles through Jacksonville, AR, and the surrounding areas each year. Through leasing, you also can usually avoid routine maintenance fees and upkeep costs. Most of these routine service appointments are covered under the new car's warranty. Our finance professionals will explain the pros and cons of leasing and financing, so you have all of the information you need to make a wise decision.

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Apply for a Vehicle Loan or Lease Online

No matter where around North Little Rock you live, you can submit a credit application online, if you want our finance professionals to get started on putting a new or used vehicle in your driveway. We are standing by to help you, and we hope to hear from you soon.